Terms & Conditions

Last updated: March 2025
Please read these Terms & Conditions carefully before using finance.hungrytechmind.com.

By accessing or using this website, you agree to be bound by these Terms & Conditions and our Privacy Policy. If you do not agree with any part, please do not use the website.

1. Definitions

In these Terms & Conditions:

“Site”, “Website” refers to finance.hungrytechmind.com.
“We”, “Us”, “Our” refers to HungryTechMind, operator of the website.
“You”, “User” refers to any person accessing or using the website.
“Content” refers to articles, calculators, graphics, tools, and any other material on the Site.

2. Purpose of the Website

This website provides informational content and general-purpose financial tools such as calculators (EMI, SIP, FD, mutual funds, tax estimation, etc.). The content is for informational and educational purposes only and does not constitute financial, investment, tax, or legal advice.

3. No Professional Advice

We are not a SEBI-registered investment adviser, broker, portfolio manager, tax consultant, or financial planner. All tools and calculations are based on assumptions and generic formulas and may not reflect actual bank, lender, or government policies.

You should always verify results with your bank, financial institution, or a qualified professional before taking any financial decision.

4. Use of Calculators & Tools

By using any calculator or tool on this Site, you agree that:

Calculations are estimates only and may not be exact.
Inputs and results may differ from actual lender or tax authority calculations.
We are not responsible for any decisions you take based on these tools.

5. User Responsibilities

You agree that you will:

Use the website only for lawful purposes.
Not attempt to harm, disrupt, or overload the website or its infrastructure.
Not copy, scrape, or reuse content without permission, except as allowed by applicable law.

6. Intellectual Property

Unless stated otherwise, all content on this Site, including text, design, logos, icons, and calculators, is owned by or licensed to HungryTechMind. You may view, share links, or print content for personal use, but you may not reproduce, modify, or redistribute content for commercial purposes without our prior written consent.

7. Third-Party Links & Affiliates

Our website may contain links to third-party websites, products, or services, including bank offers, card offers, broker links, or mutual fund platforms. These third-party sites are not under our control, and we are not responsible for their content, terms, or policies.

Some links may be affiliate links, which means we may earn a commission if you click or make a purchase. This does not affect the price you pay and does not influence our content independence.

8. Disclaimer of Warranties

The website and all content, tools, and services are provided on an “as is” and “as available” basis without warranties of any kind, whether express or implied, including but not limited to accuracy, completeness, reliability, or fitness for a particular purpose.

We do not guarantee that the website will be error-free, secure, or continuously available.

9. Limitation of Liability

To the maximum extent permitted by law, HungryTechMind and its owners, partners, and contributors shall not be liable for any direct, indirect, incidental, consequential, or special damages arising from or in connection with:

Your use of or inability to use the website or calculators
Any reliance on information or outputs from the Site
Any errors, inaccuracies, or omissions in content or tools
Any third-party links, offers, or services visited via our Site

10. Indemnity

You agree to indemnify and hold harmless HungryTechMind from any claims, losses, damages, liabilities, or expenses (including legal fees) arising out of your use of the Site or violation of these Terms.

11. Changes to the Website

We may modify, update, or discontinue any part of the website, tools, or content at any time, with or without notice.

12. Changes to These Terms

We may update these Terms & Conditions from time to time. The “Last updated” date at the top indicates the latest version. Your continued use of the website after changes are posted will mean you accept the revised Terms.

13. Governing Law

These Terms shall be governed by and interpreted in accordance with the laws of India. Any disputes will be subject to the exclusive jurisdiction of the courts in India, subject to any applicable consumer protection laws.

14. Contact Us

If you have questions about these Terms, you can contact us at:

Email: support@hungrytechmind.com
Website: finance.hungrytechmind.com